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Why You Should Buy!

Do you own your home? If your answer is NO, have you ever thought about owning your own home? Well—what is stopping you!? Being nervous and unsure if buying a home is the right thing to do is completely normal! It is a big decision and investment in your future! Here are some reasons why you should buy your own home, and what you have to look forward to.

Pride of ownership is the biggest reason people yearn to own their own home. You have more space to do what you want! You can have more people over for the holidays or special occasions because you have more space and rooms to fill. You can change and decorate your home according to your personal taste…choose your own door and wall colors, type of flooring or color of the carpet, put up walls-take them down…the options go on and on.

Owning a home comes with more freedom and privacy. You are free to be as loud as your want in your own home! You do not have to worry about having your radio up to loud and dancing around or vacuuming late at night because there is no one above, below or on the other side of the wall calling the landlord to complain! You do not have to worry about finding a place that allows pets; you can have multiple pets if you choose to own your own home!

Homeownership provides you and your family a sense of stability and security. When you own your home you have monthly payments that are relatively steady if your loan has a fixed interest rate; whereas, your landlord can increase your rent. Along with owning your own home comes building equity and gaining tax advantages such as the mortgage interest deduction. Homeowners don’t have the stress of where to rent next and having to pack and unpack every year or two. Renters- knowing that your lease is coming to an end can add stress and take up more time in your life and daily routine. Having to find a place meeting your budget and that is in an area not too far from work or school can be difficult. When you buy a home, you can pick an area that meets yours and your family’s needs. A home is a place where you and your family can live and grow together—and together, make it your dream home!

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